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All companies go through major events during their "lifetime". An example of that is a new business that is just getting started and all the big choices that have to be made during the first few years. It could be an organization that has recently gone through a merger or acquisition and needs to sift through the restructuring process. Or maybe it's an established business that's searching for new ways to improve their current business model. For all of these scenarios, business coaching can be the perfect resource.
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Organization & Leadership Development
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There are more cars and drivers hitting the road each year. With the increasing number of vehicles on the road, accidents can happen. Automobile insurance can make the difference between a minor setback and a major hassle. But why do you need to own insurance and exactly how much should you purchase? Car accidents can result in many different expenses, which your insurance can pay for based on the type of coverage you own. Your state or province definitely mandates some type of car insurance. Electing to drive without insurance could cause you to repair or replace a stolen or damaged vehicle or pay the cost of any damage for which you might be responsible. Liability: It pays for the expenses you are responsible for in a car collision, including property damage and injury. It also covers your defense and court costs if you are sued. Local laws usually require standard amounts of liability insurance, but larger amounts are available and usually recommended. Personal Injury Protection: This is mandated in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. This insurance can also cover lost wages, service replacement and funeral costs. The minimum amount of personal injury protection is typically set by the state. Medical Payments: Medical payment coverage is available in non-no-fault states and will pay no matter who is responsible for the accident. It pays for an insured person's reasonable medical or funeral expenses for bodily injury from a crash. Collision: Pays for damages to your car caused by a collision. Comprehensive: This kind of insurance takes care of any non-collision damages. This could include fire and wind damage, vandalism, and robbery. Uninsured Motorist: Thousands of drivers are ignoring the law by driving a car without owning the proper amount of car insurance. This insurance will cover you if you are in an accident with one of these drivers. Under-Insured Motorist: Pays for damages when a driver with insurance is in a crash caused by a driver who does not have the right amount of insurance to cover the total amount of the damages. Emergency road service, car rental, and other varieties of coverage can also be purchased. Insurance Clermont
The amount of cars and drivers on the road increases every year. With the increasing number of vehicles on the road, accidents are going to happen. If you get in a car crash, the car insurance you have can make a big difference in what happens next. How can you decide what insurance you need and how to buy it? Car accidents can result in a variety of different expenses, which can all be paid for based on the type of coverage you own. Every state and province requires automobile insurance by law. By not purchasing insurance, you risk having to pay the full price of the harm or injury you cause others. Liability: Pays for the expenses you have caused to others in a car accident, including injury and property damage. It also covers your legal fees if you are sued. State laws usually mandate standard amounts of liability insurance, but larger amounts are available and usually recommended. Personal Injury Protection: This is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. It may also cover lost wages, replacement of services and funeral costs. The minimum amount of this insurance is usually set by local government. Medical Payments: This type of coverage can be purchased in non-no-fault states and will pay regardless of who is responsible for an accident. All necessary medical or funeral expenses will be paid for under this type of coverage. Collision: This pays for damages to your vehicle caused by an accident. Comprehensive: Cover your vehicle from damages from other sources when you buy this type of coverage. This includes protection from theft, vandalism, and fire or flood damage. Uninsured Motorist: Many drivers are breaking the law by driving a car without having the proper amount of insurance. This insurance will cover you if you are in an accident with one of these irresponsible drivers. Under-Insured Motorist: This pays for damages when an insured person is in an accident caused by a driver who does not have enough liability insurance to cover the full amount of the damages. Emergency road service, car rental, and other varieties of car insurance can also be purchased. Insurance Clermont