Comfort Security and Your Homeowners Coverage

There are more cars hitting the road every year. As this number increases, the chances of a car accident will also go up. If you get in a car wreck, the car insurance you have can make a big difference in how much you have to pay. So how do you know what type of car insurance you need and the quantity you should purchase? Mandated coverage varies by state/province but usually includes the following: Liability: Personal injury and property damage that you are responsible for will be paid for under liability insurance. If you are sued, liability insurance can pay for your court costs. Recommended, more comprehensive levels of insurance are available that take care of more than the lower, state-mandated insurance. Personal Injury Protection: This is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. State law usually sets minimum amounts. Medical Payments: This type of coverage is available in non-no-fault states and will pay no matter who is responsible for the accident. If you purchase this type of coverage, you will receive coverage for necessary medical and funeral expenses. Collision: Damages that occur from a car accident will be paid for under this type of insurance. Comprehensive: Cover your car from all non-collision damages when you buy this type of coverage. This can include protection from theft, vandalism, and weather damage. Uninsured Motorist: If you are in an accident with a driver without insurance or a hit-and-run driver, this type of insurance will make sure you are covered. Under-Insured Motorist: Similar to uninsured motorist protection, this type of insurance protects you against people driving without enough insurance protection. Emergency road service, car rental, and other varieties of car insurance can also be purchased. What you pay for car insurance varies by company and will depend on multiple factors, including: * Which policies you choose * The make and model of the car you own * Whether or not you have been in an accident * Your age, sex and marital status * The place where you live Some people don't want to pay for car insurance, but it is honestly something you don't want to live without. Evaluate your needs, research your options, and with the help of your insurance agent, make the decision that best suits you. Auto Insurance Quotes Clermont