Comfort Security and Your Homeowners Coverage

There are more cars and drivers on the road every year. With the increasing number of vehicles on the road, crashes can happen. Automobile insurance can be the difference between a small inconvenience and a major hassle. So how can you find out what insurance you need and how much to buy? Mandated coverage varies by state/province but usually includes the following: Liability: Pays for the expenses you are responsible for in a car accident, including injury and property damage. Bodily injury damages include medical fees, lost wages, and pain and suffering. Property damage can refer to damaged property or loss of property use. It can also cover your legal fees if you are sued. Recommended, higher levels of liability insurance are available that take care of more than the lower, state-mandated insurance. Personal Injury Protection: This is required in some states and is optional in others. Sometimes referred to as no-fault coverage, this pays the medical treatment for you or your passengers regardless of who was at fault. Local government usually sets minimum amounts. Medical Payments: This coverage can be purchased in states that are not considered no-fault; it will pay despite who may be responsible. It pays for an insured person's necessary medical or funeral expenses for bodily injury from an accident. Collision: Pays for damages to your car caused by a collision. Comprehensive: Protect your car from damages from other sources by purchasing this type of coverage. This may include protection from burglary, vandalism, and weather damage. Uninsured Motorist: Pays for damages when an insured person is in a crash caused by another person who does not have liability insurance or by a hit-and-run driver. Under-Insured Motorist: Pays for collision expenses when an insured person is in a crash caused by another person who does not have the right amount of insurance to cover the full cost of the damages. Other types of coverage, like car rental, are also available. Car Insurance Quotes Clermont